Cookie Policy

This Cookie Policy explains how The Money Factory uses cookies and similar technologies on our website (the “Site”). It describes what cookies are, why we use them, the types we may use, and how you can manage your choices. This policy should be read together with our other privacy notices and terms available on our Site, including our main page.

Cookies, Explained in Plain English

Cookies are small text files stored on your device (computer, phone, tablet) when you visit a website. They help the Site recognize your browser, remember certain information, and support features like secure logins, smoother navigation, and preference saving.

We may also use similar tools (like pixels, SDKs, and local storage). For simplicity, this policy refers to all of these as “cookies.”

Why We Use Cookies (And How They Help You)

We use cookies to support key functions and improve your overall experience, including:

• Functionality - remembering settings and keeping pages working properly
• Security - helping detect fraud, prevent abuse, and protect accounts
• Performance - keeping the Site stable, reducing errors, and improving load times
• Analytics - understanding how visitors use the Site so we can improve it
• Marketing - measuring campaign results and showing relevant offers where allowed

Some cookies are essential for the Site to work. Others are optional and depend on your consent and settings (where required by law).

The Cookie Types You May See on Our Site

Essential Cookies - Keep the Site Running

These cookies are necessary for core operations like account login, security checks, session management, and submitting forms. Without them, the Site may not function correctly, and certain features may be unavailable.

Because these cookies are required to deliver the service you request, they are typically set automatically when you use the Site.

Functional Cookies - Save Your Preferences

Functional cookies remember choices you make, such as language settings, basic display preferences, and other selections that make the experience more convenient the next time you visit.

If you disable these, some personalization may be lost and you may need to re-enter preferences.

Performance and Analytics Cookies - Improve Speed and Reliability

These cookies collect information about how the Site is used - for example, which pages are visited most, how users move around, and whether any errors appear. This helps us fix issues faster and build a smoother experience.

Analytics cookies generally process aggregated or pseudonymized information, but they can still be considered personal data in some jurisdictions. Where required, we will ask for your consent before placing them.

Marketing Cookies - Measure Offers and Make Promotions More Relevant

Marketing cookies may be used to:

• deliver and measure advertising
• limit repeated ads
• understand which promotions are working
• show content that better matches your interests

These cookies may be set by us or by third parties (described below). Where legally required, we only use them after you provide consent.

Third-Party Cookies and Services

Some features on the Site may rely on third-party providers (for example, analytics, security, payment-related tooling, or marketing measurement). These partners may set their own cookies or similar technologies, subject to their policies.

Third-party cookies are commonly used for:

• traffic measurement and reporting
• fraud prevention and security monitoring
• ad delivery and conversion measurement

We do not control third-party cookie behavior directly, but we work to use reputable providers and limit data use to appropriate business purposes.

Consent and Your Choices

Depending on your location, you may see a cookie banner or preference tool that allows you to accept, reject, or customize non-essential cookies. You can update your choices at any time through the cookie settings option on the Site (where available).

If you choose not to consent to certain categories, the Site will still be accessible, but some features, personalization, or promotional relevance may be reduced.

How to Manage, Disable, or Delete Cookies in Your Browser

You can control cookies through your browser settings. Most browsers let you:

• view what cookies are stored
• delete existing cookies
• block all cookies or only third-party cookies
• set rules for specific websites

If you delete cookies, you may be signed out, certain preferences may reset, and some features may not work as intended. Blocking essential cookies can impact the ability to use secure areas of the Site.

Browser instructions vary, but you can usually find cookie controls under “Settings,” “Privacy,” or “Security.”

Do Not Track Signals

Some browsers offer “Do Not Track” (DNT) signals. Because there is no universally accepted standard for how to interpret DNT, we may not respond to these signals in all cases. Where required, we will honor applicable opt-out mechanisms provided by law.

How Long Cookies Stay on Your Device

Cookies can be:

• Session cookies - removed when you close your browser
• Persistent cookies - stored for a set period or until you delete them

We aim to keep cookie lifetimes no longer than necessary for the purpose they serve.

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or how we operate the Site. When we make updates, we will revise the effective posting on this page at /cookie-policy, and in some cases we may provide additional notice as required.

Contact Us About Cookies and Privacy

If you have questions about this Cookie Policy or privacy-related requests, contact us at support@themoneyfactory.com.